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Health Savings Accounts (HSAs) have been called a "Health Care IRA." With an HSA, an eligible individual has the opportunity to set aside money on a pre-tax basis to pay for health care expenses. A key feature of a HSA is that funds can be 'rolled over' from one year to the next without forfeiture. Many benefit experts foresee significant growth in Health Savings Accounts, especially when linked with a 'consumer driven' strategy to educate health care buyers.
Allow the benefit experts at C.M. Smith the opportunity to review the important features of Health Savings Accounts with you, and see how this interesting tax-favored vehicle can help you and your eligible employees obtain more value from your health insurance program.
To learn more about the Health Savings Account features, contact a benefits broker at C.M. Smith.