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Archive | April, 2015

EEOC Releases Proposed Rule on Employee Wellness Plans

On April 16, 2015, the Equal Employment Opportunity Commission (EEOC) released a long awaited proposed rule on employee wellness programs. The rule is designed to help companies structure such programs to meet their obligations under the Americans with Disabilities Act (ADA). Medical Exams & Health Risk Assessments The ADA prohibits medical exams that are not job […]

EEOC Releases Regulations on Wellness Incentives

On Thursday, April 16 the Equal Employment Opportunity Commission (EEOC) released proposed regulations on incentives under employer wellness programs. Proposed: Employer May Offer Limited Incentives The proposed rule clarifies that an employer may offer limited incentives up to a maximum of 30% of the total cost of employee-only coverage, whether in the form of a reward […]

The Cadillac Tax: What We Know & Don’t Know

Example In 2018, Employee A enrolls in self-insured family coverage with an aggregate annual cost of $30,000. Assuming no adjustments are made to threshold limit, the administrator would be liable for a Cadillac Tax for 2018 for Employee A equal to $1,000 [40% x ($30,000-27,500)=$1,000]. The Patient Protection and Affordable Care Act (the “ACA”) introduced […]